California Medigap Open Enrollment

Your choice of medigap plans depends your age and the date of your medicare eligibility.

California medigap open enrollment.

Go back to previous page. Medicare is in all 50 states and u s. Medigap coverage rules are specific to medigap plan types here s what medigap beneficiaries need to know. Medigap coverage state rules.

You generally will get better prices and more choices among policies. California is one of the few states that have state specific guidelines to make it easier to switch medicare supplement plans outside of your medigap open enrollment period. The best time to buy a medigap policy is during your 6 month medigap open enrollment period. Under the california birthday rule a medicare beneficiary who already has a medicare supplement plan can switch to a different medicare supplement plan for a period.

Insurance companies cannot deny you medigap coverage or charge you a higher fee for pre existing health conditions if you apply for medicare supplement insurance during your medigap open enrollment period. During that time you can buy any medigap policy sold in your state even if you have health problems. In california you also have the right to purchase a medigap policy for 6 months following the 4 events below. Other guaranteed issue or open enrollment periods under california law.

Your medigap open enrollment period starts as soon as you are age 65 or older and are enrolled in medicare part b. Under california law you have the right to purchase certain medigap plans following 2 other events. Other open enrollment rights. Each has a different time limit in which to exercise your rights.